Virtual Payment Automation - BCD PAY

Payment that is simple, secure and automated.

Liability icon

traveler credit liability

Personal icon

Protect traveler’s personal financial data


DIM Search Icon

Gain access
to enriched

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Speed up reconciliation processes

Gain visibility and control of travel spend, combat your risk of fraud and give travelers an easy way to pay for hotel expenses while they’re on the go with Virtual Payment Automation.

Traveler satisfaction and duty of care are some of the top priorities in every travel program. BCD Pay’s Virtual Payment Automation (VPA) allows travelers to book hotels with a virtual card, making it simple for employees, contractors or any guest to travel. VPA also makes the reconciliation process easier. All charges on a virtual card account are automatically matched to bookings, saving finance, travel managers and travelers’ time and resources.

You’ll also see an increase in the security of payments as VPA generates a new unique card number for each transaction. Additionally, strong control features make virtual cards an ideal defense against payment fraud.
And with VPA+, you get all the benefits of VPA plus hotel invoice collection, correction and digitization.

How it works

  1. Travel is booked and central payment is selected
  2. A virtual card is automatically generated from your bank to guarantee the booking
  3. Booking details are sent by secure email, API or fax to the hotel
  4. Traveler checks out and approved charges are billed to the virtual card. Traveler pays for any miscellaneous charges
  5. Hotel invoices are collected, checked and corrected with options to forward data to tax reclaim providers, financial systems, etc. Plus icon
  6. Enriched data is automatically matched and merged to provide rich and detailed reporting Plus icon

Plus iconThese features are only available with VPA+

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Go from 40+ hours spent
per month on traditional
reconciliation to 2 hours
with VPA.

Focus on the success of your travel program, not expense details, with Virtual Payment Automation.

Solutions for every business travel program